Tuesday, February 2, 2010

Why is Husband "Overtipping" the Waitress?

(NOTE: Jim's blog is now devoted to answering relationship questions submitted by readers. Please send any questions you may have to jim@attorneyatlove.com).

DEAR JIM: I'm 36, my husband is 40, and we have two daughters, 12 and 9. The four of us go out twice a month to an Applebee's nearby, and we've been doing that for over a year. The past couple of months, I've noticed that when we have a particular waitress, "Kim", my husband gives her at least a 30% tip---once it was close to 50%---whereas he never tips anyone else more than 15 to 20 percent. Kim is nice, and always talks sweetly to the girls, but she's not that much better than anyone else there. I should mention that Kim is about 22 and extremely cute. I'm starting to feel that this is my husband's way of flirting with her. Am I right to feel annoyed? And is this how some guys try to soften women up for an affair? ("Maria" in Orlando)

DEAR MARIA: Yes, you're probably right about the "flirting-by-overtipping" behavior. But, to put it in perspective, probably ninety percent of men---including ninety percent of happily-married men---are guilty of it. And that's why it's a well-known fact in the restaurant business that the cuter the waitress (or bartender), the bigger the tips.

Unless you have seen signs that your husband is seeing Kim anywhere other than at the restaurant, or has been phoning, e-mailing, or texting her, I wouldn't be concerned that he's giving her big tips as a way of trying to seduce her. Your husband has undoubtedly noticed how cute Kim is, but he'd have to be a total fool to think that a 22 year old waitress is going to want to get involved with a forty year old married man who comes in with his wife and daughters. Trust me: Kim gets hit on by customers ten times a day, and a lot of them are single and closer to her age (and may tip a lot bigger than your husband does).

I think what often happens with any server is that once you give her (or him) a big tip, it becomes hard not to keep overtipping. If you've been giving someone thirty to forty percent, and then give twenty percent, the server will think something is wrong, even though twenty percent is a perfectly good tip in most restaurants. It's a vicious circle, and by definition vicious circles are hard to break.

Look at it this way: assuming your pre-tip check twice a month is $100.00 (which, for Applebee's, is probably on the high side), and assuming that Kim is the only waitress you ever have (which is apparently not the case), and assuming that the tip your husband gives her is $40.00 each time instead of $20.00, in an entire year the difference would come to $480.00 ($20.00 x 24). As I suggested, the actual amount may be quite a bit less. I'm not saying you couldn't find a more pressing use for that $480.00 (or whatever the amount may be), but if that's your husband's biggest financial indulgence, and there's no hint of any extracurricular conduct with Kim, I would consider it a relatively harmless one.

By the way, Maria, I didn't suggest one obvious "solution"---having you be the one who pays the check and thus decides what the tip will be---because your husband would probably take that as a blow to his ego, especially when he's well-known by the staff at a particular restaurant. You'd be risking too much for too little reward.

I'm not sure if this is what you wanted to hear, Maria, but I hope it helps. Good luck.

Monday, January 25, 2010

Is He Your Husband or Your Roommate?

(NOTE: Jim's blog is now devoted to answering relationship questions submitted by readers. Please send any questions you may have to jim@attorneyatlove.com).

DEAR JIM: My husband and I are both 33 and we've been married a little over a year. Even though we're married, he insists on having separate bank accounts and separate credit cards---the way we did when we were living together. If he wants to buy something for himself, he pays for it out of his funds, and he wants me to do the same with my purchases. He pays the rent each month, but then I have to reimburse him for fifty percent of it from my chacking account. The same goes for groceries and other common expenses. I see this as unfair, because he makes nearly twice what I do. Do you agree? ("Jen" in San Antonio)

DEAR JEN: Yes, I do agree with you. Your husband's system may have made sense when you were living together, but it is not appropriate for a marriage, even if the two spouses are both earning the same amount. Separate checkbooks imply that there's no common financial bond betwen the spouses. If he wants to buy a new Corvette, he can just do it without consulting you, even if you're trying to save for a down payment on a house. The only question becomes whether "he" can afford it. To me, that's a sign of a lack of commitment to the marriage.

Beyond that, he needs to understand that half of the money he earns is yours (and half of the money you earn is his). Texas is what is called a community property state, which means that any money earned by either spouse during the marriage becomes the property of both spouses, 50-50. The only exceptions are funds received by one spouse or the other as an inheritance or as a gift.

You have to explain to your husband that the two of you are no longer just roomates or "friends with benefits." You're a married couple with (I would hope) common financial and life goals. That doesn't mean that he can't treat himself to a new set of golf clubs, or you can't enjoy some pampering at the day spa once in a while. But it does mean that your various purchases and indulgences should fit into a joint budget, and shouldn't be based solely on who earns what.

If your husband continues to be stubborn on this issue, I think you should explore marriage counseling; as I say, his attitude may reflect deeper issues that you should both address now, before they seriously threaten your marriage.

Good luck, Jen, and let me know what happens.

Wednesday, January 20, 2010

He Won't Tell Her Why He Broke Up With Her

(NOTE: Jim's blog is now devoted to answering relationship questions submitted by readers. Please send any questions you may have to jim@attorneyatlove.com).

DEAR JIM: I was dating a guy I met on a dating site for about three months, and I thought things were going great. But then all of a sudden he stopped calling and wouldn't return my calls or e-mails. He finally sent me a one-line e-mail that basically said he needed to take a break and think things over. That was it: no explanation whatsoever. We never had an argument, and I can't imagine what caused this. I saw yesterday that he's back on the site, and he says he's looking for something "long term." Well, he could have had something long term with me! At this point, I'm not trying to get him back, I just want to understand what went wrong. Maybe it will help me the next time. Am I stupid to keep contacting him? ("Marci" in Scottsdale, AZ)

DEAR MARCI: It's understandable that you want an explanation, but you're not going to get one from this guy no matter how hard you try. At best, he'd give you one of those "It's not you, it's me" lines just to get you off his back.

Sad to say, his behavior is pretty typical. Most guys hate having uncomfortable conversations with women, hate having to explain their actions and motivations, hate the feeling of being attacked. Most guys, after a breakup, just want it all to go away quickly and quietly. To put it bluntly, most guys are cowards in dealing with women.

So, Marci, you have to stop contacting him, and accept the reality that you're never going to get a full and satisfactory account of what caused him to bail out of the relationship. It might comfort you to know, though, that it almost certainly was him and not you. My educated guess is that, despite what he says about wanting a long-term relationship, he's uncomfortable with commitment. He likes the early stages of a relationship, but gets nervous when a woman seems to want more than casual dating. The closer a woman gets to him, the more he pulls back. Sooner or later, it was inevitable that your relationship with him would have ended.

But even though most men are cowards with respect to explaining why they broke off a relationship, not every man is afraid of commitment. There are definitely good men out there, but you'll never meet them until you stop obsessing about the last guy. Good luck, Marci, and let me know what happens.

Wednesday, January 6, 2010

Pulling the Plug Prematurely?

(NOTE: Jim's blog is now devoted to answering relationship questions submitted by readers. Please send any questions you may have to jim@attorneyatlove.com).

DEAR JIM: I disagree with the advice you gave the woman in Las Vegas whose husband was lying to her about all the money he was losing at the casinos [see December 23, 2009 blog Q&A]. In my opinion, lying is just as bad as having affairs. They're both a violation of trust. I wouldn't give him a second chance. By the time she does everything you tell her to do, he'll probably blow what little money they have left, and she'll wish she had divorced him while there was still some money left to divide. ("Deb" in North Carolina)

DEAR DEB: I appreciate your thoughts, and I agree with you that both lying and sexual infidelity involve serious breaches of trust. I also agree that there's no guarantee that the suggestions I offered will solve the problem quickly enough to avoid even more money being wasted.

But I think it's important to recognize that the husband's gambling and lying were recent developments. Until he was laid off, the husband was an excellent provider for his wife and kids, and there's no indication from his wife that there are other issues threatening the marriage. I think he's earned a chance to overcome his gambling addiction and any related psychological problems. But I definitely think he should be kept on a short leash; any future relapses and cover-ups should not be tolerated.

Divorce is not a step to be taken impulsively or in the heat of anger, especially when kids are involved. And divorces are expensive, no matter how much---or how little---money you may have. I think it's worth the risk of further financial losses to see how the situation evolves over the next two to three months. If the husband refuses to co-operate in overcoming his addiction, his wife will know it very quickly, and at that point I would encourage her to at least seek the advice of a divorce lawyer.

Wednesday, December 23, 2009

Gambling His Way to Self-Destruction

(NOTE: Jim's blog is now devoted to answering relationship questions submitted by readers. Please send any questions you may have to jim@attorneyatlove.com).

DEAR JIM: My husband and I and our two kids (now 9 and 6) moved to Las Vegas in 2005 when things were booming, especially in the construction industry. Until early in 2008, he was making over $150,000 a year as a project manager for a big casino hotel that was going up, and I was adding to our income working occasional weekend shifts as an emergency room R.N. Then things came to a grinding halt. He got laid off from his job, found another one (at half the pay), and then got laid off from that job. He hasn't worked at all in 2009. I've increased my shifts at the hospital, but things are tight there too, and I can't get a full-time position. The worst part of all this is that I accidently learned recently that my husband hasn't been looking for work (as he claimed), but has been spending his time and what's left of our money at casinos. Instead of taking cash out of our bank account, where I would see any withdrawals, he liquidated his 401(k) account and opened a new bank account in his name to stash the 401(k) proceeds. In three months, he's blown through over half the 401(k) money, and what's left will probably have to go to taxes and penalties (if he hasn't gambled it away by April 15). I'm so angry with my husband I can barely stand to be in the same room with him. I really need some advice before I do something drastic. ("At Wit's End" in Henderson, Nevada).

DEAR "AT WIT'S END": Sometimes it takes a crisis to force people to admit there's a problem and to do something about it. If you and your husband can quickly get on the same page and come up with a step-by-step plan to address the multiple issues you're facing, there's still hope--- for your sanity, your marriage, and maybe even your finances.

The first thing that has to be addressed is your husband's gambling addiction. Although Las Vegas is about the worst place in the world for a gambling addict, at least there are plenty of Gamblers Anonymous-type programs there. Get him into one no later than next week and make sure he stays in it.

Unless your husband's gambling addiction pre-dated his job layoffs, his gambling may well be a symptom of depression. A guy like your husband, who was making a lot of money at something he was evidently very good at, will often become completely adrift if his job---his identity---is suddenly taken from him. He's undoubtedly anxious about his future in the construction industry, and fearful of being seen as a failure.

Most men, though, will not seek psychological help on their own, so if you think your husband may be depressed you'll have to gently but firmly get him to someone who can help.

Of course, you're not going to want to go out of your way to help him if you're angry at him, and believe me, you have reasons to be angry. He lied to you repeatedly, he did things behind your back, he jeopardized his family's financial future. But if you want to stay in your marriage---and at this point I think you should stay---you may need to get some counseling for yourself, apart from whatever help your husband gets. You may also want to consider marriage counseling, but I'd be cautious about overloading your husband and yourself with too many programs and counselors at the same time.

As for the purely financial issues, you're going to have to insist on taking complete control of the money that comes in and the money that goes out, at least until your husband has overcome the gambling addiction and dealt with the psychological problems underlying his addiction. No excuses, no exceptions, and zero tolerance for any further transgressions on your husband's part.

And with respect to money, I realize that the counseling I'm recommending will probably cost more than you feel you can afford, but I think it's worth it in the long run. Look at it this way: it's cheaper than a divorce!

I'm not qualified to give career advice, but once the current crisis is under control I think you and your husband should look hard at the career options you both have, and figure out whether Las Vegas is where you need to be. With your nursing degree and his construction industry expertise, your long-term prospects may be a lot better than you might think.

Good luck, and let me know what happens.

Tuesday, December 15, 2009

Don't Be So Modest, Girl!

(NOTE: Jim's blog is now devoted to answering relationship questions submitted by readers. Please send any questions you may have to jim@attorneyatlove.com).

DEAR JIM: I remember hearing you on a radio show a while back discussing online dating profiles. I think you said you didn't like it when someone says "My friends think I'm pretty", but I'm not sure why you think it's a bad idea. I'm in the process of writing my own profile for match.com, and I feel funny about saying something that might make me sound conceited (like "I'm a very pretty woman"). Can you explain what you meant? ("Lori" in Indiana)

DEAR LORI: You're right: I did say that I dislike the "My friends say I'm..." type of statement. The reason I dislike it is that it makes the person (usually a woman) sound as if she doesn't quite believe what she's saying. I think the average man reading such a statement would interpret it to mean something like: "My friends do say I'm pretty, even though I've never really thought so myself. But maybe I should say it just in case they're right."

I agree with you 100% that you want to avoid sounding conceited. But there's a difference between being conceited and being confident. Confidence implies that you know who you are and that you're comfortable with who you are, whereas to be conceited implies an exaggerated opinion of yourelf and an attitude that you're better than everyone else. If you honestly believe you're pretty (or smart, or funny, or whatever), it's perfectly OK to say so---simply and straightforwardly.

The underlying point here is that people---both men and women---respond positively to someone who is quietly confident. Confidence is a desired trait in relationships, because confident people tend to be less needy, less "clingy", and less likely to suppress the personality traits that make them unique. As I say, confident people know who they are. They know they have something good to bring into a relationship, and they're not going to settle for less than they deserve. The only people who typically don't want a confident partner are people who have a need to dominate and control their relationships. My guess is that you're not looking for someone to control you.

Good luck, Lori, and let me know what happens with your online dating search.





Wednesday, December 9, 2009

Unclear About "Transparency"

(NOTE: Jim's blog is now devoted to answering relationship questions submitted by readers. Please send any questions you may have to jim@attorneyatlove.com).

DEAR JIM: My wife has read some articles about married couples who share an e-mail account, or at least give each other their passwords for their individual accounts. She thinks it's something we should do to prove to each other that we're not e-mailing people we shouldn't be e-mailing. I'm really uncomfortable with the idea, but I'm afraid if I object it will look like I've got something to hide. Your thoughts? ("Billy" in West Texas)

DEAR BILLY: Let me first ask you a few questions. Have you given your wife any reason to be suspicious of your e-mails, or of your Internet use in general? Has she heard you in the middle of the night using the computer? Has she seen you hurriedly close out of the website you're on when she enters the room? Has she inadvertently found out that you've been on porn or dating sites?

If the answer to these or similar questions is Yes, then what your wife is proposing is not unreasonable; you've given her cause for concern. If the answer is No, and if your behavior is not otherwise suspicious (e.g., secretive cell phone use; improbable explanations for coming home late; etc.), then I think you're right to be uncomfortable with the idea.

The articles your wife has been reading are discussing what is commonly called "transparency" in relationships. Advocates of transparency make the argument that e-mails and the Internet are breeding grounds for infidelity and sexual addiction, and it's hard to dispute that argument. Internet porn use is out of control, and it's no secret that a lot of married men (and a fair number of married women, too) are posing as single on dating sites, posting hookup ads on sites like craigslist, and surreptitiously e-mailing lovers or would-be lovers.

But I think that, in the absence of suspicious behavior, it's intrusive to ask your spouse to share an e-mail address or divulge passwords. There are, after all, "secrets" that are not at all threatening to the marital relationship. If I order a birthday present for my wife from on online merchant, I don't want her to see the e-mail saying "Your Order Has Been Shipped." If a woman is having a dispute with her sister or girlfriend about something, she may not want her husband to know all the little details. If a man and his ex-wife are e-mailing each other over their teenage daughter's pregnancy, he may be too upset to discuss the matter with his current wife until something has been decided.

The other problem with "transparency" is that if someone feels he's under surveillance, he may wind up doing the very thing the surveillance is designed to prevent: "If she thinks I'm having an affair, I may as well have one and enjoy it." He may not use the Internet to initiate the affair, but he'll find a way, just to assert his independence.

I think that if your conscience is clear in these matters, you should sit down with your wife and talk. Explain to her why you feel uncomfortable with her proposal, and emphasize that it's not just a question of whether or not you have something to hide. If I'm walking down the street, I would feel violated if some cop pulled me over and searched me for drugs, even if I had nothing on me. The marital relationship may not be the same as the relationship between the state and a citizen, but being married shouldn't mean forfeiting your right to have private communications if you so desire, as long as those communications don't undermine your marriage.

Good luck, Bobby, and let me know what happens.